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05, with a total payback amount of $1,800.93 which such as the three% fee paid from the mortgage amount, might have a total cost of $255.ninety three. Agent 19.ninety nine% APR. In the event you borrowed $five,000 above a 38 month period of time and the loan had an 6% origination fee ($300), your regular monthly repayments would be $182.seventy fou